■ Banking and Project Development Financing

Jin Mao possesses a wealth of expertise in the banking industry ranging from bank loans to financing practices of foreign financial institutions. Jin Mao has experienced partners and lawyers with various financial law backgrounds Jin Mao has provided legal services for the first international syndicated loan project for the development of Shanghai Pudong New Area, the infrastructure loan project of the World Bank and Asian Development Bank, as well as the RMB financing projects of various foreign banks such as Société Générale, Rabobank, UBS, DBS Group, to name but a few. As the legal counsel for the syndicate banks, Jin Mao’s comprehensive legal services played instrumental roles in several bank-syndicated loan projects led by Shanghai Pudong Development Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, and China Development Bank.

Jin Mao has assisted banks in providing supply chain finance services to carry out financial derivatives trading and to facilitate business cooperation among banks, trustees, brokers and insurance companies. Jin Mao has also assisted corporate clients to obtain loans from domestic and international banks.

As one of the first member intermediary agencies of the National Association of Financial Market Institutional Investors, supervised by the People’s Bank of China, Jin Mao has provided legal consultation services for the successful issuance of super-short-term financing bills, short-term financing bills, medium-term notes, FTZ bonds and Uniform registration of debt financing instruments for a large number of sizeable corporate enterprises.

■ Trusts/Insurance 

Jin Mao maintains stable and long-term partnerships with many trust corporations and fund management companies. Jin Mao professionals have been appointed to independent director of the earliest Mutual Fund Companies in China.

Since 2010, China’s Insurance Regulatory Commission has published a series of rules and regulations on the use of insurance funds, and Jin Mao has been engaged in this legal business for a long time and has extensive experience. Jin Mao is familiar with the investment operation of insurance funds with commercial banks, trust companies and private equity fund management companies. On 22 January 2015, Jinmao Law Firm participated in the “Pacific-Da Tang Chongqing Energy Debt Investment Plans” and completed the electronic registration process in the “Insurance Assets Management Product Registration and Issuance System” of China Insurance Asset Management Association, which became the first product successfully registered after the system came into operation. In July 2020, Jinmao lawyers provided whole-process legal services for “Taiping-Yifang Supply Chain Asset Support Scheme No. 1”, which is the first successfully registered shelf-type supply chain ABS in the insurance industry, with a registered scale of RMB 5 billion. At present, Jin Mao has successfully provided legal services for hundreds of insurance fund investment plans and trust plans initiated or participated by asset management companies of PICC, Taiping Insurance, Pacific Insurance, Everbright Sun Life Insurance, ICBC Ansheng and other insurance institutions, as well as Cheung Kong Pension.

■ Innovative Finance

Jin Mao has been actively involved in the professional services for the incorporation, change and management of financial lease enterprises, pawn enterprises, financing guarantee enterprises, small loan companies, factoring companies, local asset management companies and commodity spot trading markets. Jin Mao’s contribution to the New Finance Industry is highly respected – Our Firm is the founding member of the Commercial Factoring Expertise Committee of China Association of Trade in Services; the founding member of the Financial Leasing Expertise Committee of Shanghai Pudong Service Centre (Platform) for Corporate Headquarters and of the Association of Shanghai Internet Financial Industry; the founding member and elected Deputy Chair of Shanghai Pudong Factoring Expertise Association as well as the Supervisory Director of Shanghai Commercial Factoring Guild. Our Firm is also a member of the Shanghai Guarantee Association and Shanghai Association of Micro-credit. Jin Mao participated in editing the first batch of "Commercial Factoring Training Series" in China; and became the Director of Shanghai Financial Leasing Association.

Jin Mao has participated in the verification of Internet finance in many districts of Shanghai and has also participated in the inspection of financial leasing, commercial factoring, microfinance and other industries by the Finance Office for many years. Jin Mao has accumulated rich experience in the field of compliance in the quasi-financial industry.